Unclaimed Surplus Funds in Santa Rosa County, FL
When a property sells at tax-deed or foreclosure auction for more than what was owed, the overage — the “surplus” or “excess proceeds” — is owed back to the former owner. Heirlume tracks Santa Rosa County'sunclaimed surplus, flags deceased owners, and computes each claim's statutory deadline.
How surplus claims work in FL
Tax-deed (197.582): 120-day lienholder bar from mailed Notice of Surplus; owner claim survives. Foreclosure (45.032): owner 60-day window, subordinate lienholders up to 1 year. Unclaimed surplus held by the clerk ~1 year from sale, then reported to the FL Dept. of Financial Services — Unclaimed Property.
Recovery fees: FL: assignee/finder compensation capped at 12% of surplus (Fla. Stat. 45.033, foreclosure; tax-deed disbursement under 197.582). Owner may claim without an attorney.
Statutes: Fla. Stat. 197.582, Fla. Stat. 45.032, Fla. Stat. 45.033. Not legal advice.
Recent Santa Rosa County surplus (sample)
Owner names unlock with a subscription.
| Owner | Surplus | Deceased | Claim window |
|---|---|---|---|
| 🔒 R•••• M F•••• E••••• | $49,505 | deceased | escheated |
| 🔒 H••• R B•••• E••••• | $14,899 | deceased | escheated |
| 🔒 B•••• S•••••• (•••• | $12,628 | deceased | expiring · 0d |
| 🔒 A•••••• I••••• E••••• | $12,538 | deceased | escheated |
| 🔒 G••••• F R•••••• | $114,953 | — | active · 147d |
| 🔒 C•••••• I•••••• C•••••• I•• | $17,744 | — | escheated |
Full names, values, and claim deadlines — filterable and exportable.